Dissolve Debt Ltd is a successful financial solutions company operating in the Northwest of England for the past 20 years. We have successfully helped over 20,000 clients in financial difficulty who have needed help and advice from our fully trained debt counsellors.

We specialise in helping people with any type of debt issue, in brief; so as long as your client owes more than £1,500 in unsecured debts, has two or more unsecured creditors and can afford to make a contribution of more than £100 per month back to their creditors we can help.

We are always on the lookout for creating new business relationships, if you are a company or website looking to place debt leads we can arrange a referral for passing enquiries to us that meet our criteria. We utilise sophisticated software and staff to manage our clients at every step of the way.

How Can You Help?

We will always welcome enquiries where the client has perhaps been refused a loan or has significant unsecured debts and needs financial assistance. Other leads of interest to us could be failed IVA’s and homeowners who have equity in their property but whom may have been refused a loan or remortgage due to affordability or equity issues.

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Tracking your Cases

We pride ourselves on technology; our IT system is able to track your referrals from start to finish providing detailed daily reports on the progress of all cases.

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Typical Method of Referral

E-mail transfer. Client files can be sent to us electronically.

Upload Information directly to our portal

Mid-call transfer. The live phone call can be transferred to our offices.

Any other suitable methods of referral may be discussed.

Criteria for DMP

• • • £1,500 Minimum Debt Level
    • Minimum of 2 lines of credit (if the two lines of credit are with the same creditor the customer must have tried to get help there first, this can be explained in more detail if required)
    • Can afford at least £100 Minimum Payment
    • Contractual payments on their debts must be more than the proposed Disposable Income (this can be explained in more detail if required)
    • If the client has any debts with their priority bills (e.g. Mortgage, Council Tax, Utilities) it would be preferable for them to have an arrangement in place, but this is not mandatory. We can give advice to your client about this and advise them what their options regarding this are.
    • If your referral would be best suited to another solution such as a DRO we will refer this elsewhere.

Types of Debt We can Assist with;

• Overdrafts
• Personal loans
• Bank or building society loans
• Credit card, Store card debts or Payday loans
• Catalogue, Home credit or In-store credit debts.
• Previous supplier final bills
• Disconnected service bills (Sky, Virgin O2 etc.)
• Repossessed goods (e.g. hire-purchase, mortgage)
• Overpayment of benefits if no longer claiming
• Credit Union, although any savings the consumer has would be taken by the credit union
• Council Tax Arrears
• Bailiff companies
• HMRC Debts
• All Fines (Criminal fines (HMCTS) however cannot be added onto Breathing Space)
• Rent Arrears (As long as not private tenant)
• Arrears on current energy suppliers (As long as clients are aware that they need to pay for ongoing usage)

Debts we can’t deal with;

• TV licence
• Secured loans (unless repossessed)
• Mortgages (unless repossessed)
• Hire Purchases (unless repossessed)
• Child support and maintenance
• Money borrowed from friends or family

Our advisors are available to take calls from 9.30am until 6.30pm Monday – Thursday and 10am – 2pm on Friday.

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Contact us

For further details on our referral programs please don’t hesitate to contact us, we would be very interested in hearing from you.